I’m of a similar mind having worked hard to pay my way through undergrad over 6 years. I would be OK with slashing interest rates. A loan which has such specia

I’m of a similar mind having worked hard to pay my way through undergrad over 6 years. I would be OK with slashing interest rates. A loan which has such special status that it can’t even be cleared through bankruptcy should have a remarkably low interest rate. Something like, every month you make your payment the interest is credited back to the principal. Or perhaps require 6 months of consecutive on-time payments after which interest goes to zero or 1% as long as you keep making regular payments.