I have a slightly more convoluted explanation: There are two types of money. Capital money (or seed money) and income money. People don't understand the differe

I have a slightly more convoluted explanation: There are two types of money. Capital money (or seed money) and income money. People don't understand the difference. When you win the lottey, you get seed money. This money is "worth" 200 times less than you think it's worth, because you can only spend it once. If you put e.g. 10 million in an investment, you get an allowance of less than 50k/month to spend without eroding the original capital. That's the true "value" of this lottery ticket.