Maybe you missed the "if you are super conservative" part? 2.26% FDIC insured account > money under mattress. Nobody said it was the best way to store all you

Maybe you missed the "if you are super conservative" part? 2.26% FDIC insured account > money under mattress. Nobody said it was the best way to store all your money for all people at all times. (Personally, very little of my portfolio consistents of low risk financial instruments)