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2.26%? Why not just get an index fund and have reasonable stop losses? 2.26% is essentially putting money under the mattress. Hedge with some muni bonds. On $10
by briandear 8y ago
2.26%? Why not just get an index fund and have reasonable stop losses? 2.26% is essentially putting money under the mattress. Hedge with some muni bonds. On $100k 2.6% is $2,600 per year before tax. Hardly worth it.
- astura 8y agoMaybe you missed the "if you are super conservative" part? 2.26% FDIC insured account > money under mattress. Nobody said it was the best way to store all your money for all people at all times. (Personally, very little of my portfolio consistents of low risk financial instruments)