If your actions are motivated by greed then the problem is your greed and motivation not governance, is good or bad governance forcing corporates and businesses

If your actions are motivated by greed then the problem is your greed and motivation not governance, is good or bad governance forcing corporates and businesses to act unethically? This is not a tenable position. The myth floated by libertarians of the CRA causing the subprime crisis was thoroughly debunked as early as 2008, yet we are in 2018 and this continues to be repeated never mind the facts. The crisis was a result of systematic and willful fraud by private players not subject to the CRA. $3 out of $4 dollars of subprime loans were not made under the CRA. [1] [2] [3] [1] http://www.slate.com/articles/business/moneybox/2008/10/subprime_suspects.html http://www.slate.com/articles/business/moneybox/2008/10/subp... [2] https://www.washingtonpost.com/news/wonk/wp/2013/02/13/no-marco-rubio-government-did-not-cause-the-housing-crisis/?utm_term=.5410b1303725 https://www.washingtonpost.com/news/wonk/wp/2013/02/13/no-ma... [3] https://www.cbsnews.com/news/loans-to-low-income-households-did-not-cause-the-financial-crisis/ https://www.cbsnews.com/news/loans-to-low-income-households-...