This last comment is very true. I remember when my wife and I were looking for a house to purchase, we did the math based on my single salary, not hers at the

This last comment is very true. I remember when my wife and I were looking for a house to purchase, we did the math based on my single salary, not hers at the time. We knew we wanted kids soon, and she had already decided she wanted to stay home. The bank obviously approved us for a huge mortgage but we stuck to our calculations and we've been doing just fine since then. I know a few couples who didn't take the loss of 1 income into account and they are really struggling.