Both of which might be overregulation, but neither of which are relevant to the kind of laws being discussed here. As an Australian, I have no idea how lax or

Both of which might be overregulation, but neither of which are relevant to the kind of laws being discussed here. As an Australian, I have no idea how lax or strong the consumer protection laws are. I know they exist, and they are enforced by an identifiable, respected federal agency. I have no idea whether the laws are good, or whether that agency does a good job in general. In fact, I have very little notion of what I should expect from good laws and enforcement in this field.