Re: "Move fast and break things" - That strategy may indeed work for startups who depend on "bulk" customers. If you muck up say 5% of their accounts by taking

Re: "Move fast and break things" - That strategy may indeed work for startups who depend on "bulk" customers. If you muck up say 5% of their accounts by taking high risks, you still have 95%. Growth is more valuable than retention at that stage. However, if a bank fouled up 5% of their customer accounts, they'd get sued to oblivion and/or make the front page. Know the domain, know the customer, one size does NOT fit all. Somebody at our org converted everything to microservices because some fast-talkin' marketer got into their head. It's now a pasta mess. We didn't NEED microservices; wrong tool for the job.