having borrrowed probably more than one million USD from banks, and having read most of the paperwork, i call BS on anything which could even be jokingly descri

having borrrowed probably more than one million USD from banks, and having read most of the paperwork, i call BS on anything which could even be jokingly described as "1 point gray-on-gray" text. everything i've encountered has been pleasantly type set, 10 to 12pt (maybe 6pt footnotes), very high contrast. it's all there. i've never been pressured to read things quickly, in fact i've usually had the documents in hand days or weeks before they had to be signed and returned. i've had bankers suggest i take longer reading, since i seemed to be signing too quickly for their tastes. IME, there's a big difference between the folks that loan you money with lots of zeros at the end, and the folks that loan you money a credit card transaction at a time.