I'm going to build on a common HN adage: 1) Don't roll your own crypto; 2) Don't maintain your own SMTP server; and.. 3) Don't do your own payroll. There

I'm going to build on a common HN adage: 1) Don't roll your own crypto; 2) Don't maintain your own SMTP server; and.. 3) Don't do your own payroll. There are LOTS of things you can try to do yourself as an entrepreneur (some are easier than others), but I think this is a handy list. It boils down to risk vs. cost. The cost of outsourcing the three of these is relatively small -- the cost of screwing any one of them up is massive.