You're right. I was imagining bitcoin replacing cash, not bank transactions. (I'm assuming Turkey is like most of the developing world, in that most transaction

You're right. I was imagining bitcoin replacing cash, not bank transactions. (I'm assuming Turkey is like most of the developing world, in that most transactions are cash.) That said, while the timing of bitcoin might be similar to bank transactions, nobody would use a debit card that charged a flat $4 on every transaction.