The potential income from your own products or SaaS will almost always eclipse your main job. Plus the added benefit of calling your own shots and being able to

The potential income from your own products or SaaS will almost always eclipse your main job. Plus the added benefit of calling your own shots and being able to grow your own business. And the comfort that you won't suddenly get let go from your own business or have your own business fail because of other people's decisions. You need to have the desire to do it too. So if you do not have the desire to build your own, talking to your employer is an option. Do it the right way though, use care when asking for a raise. Typically the way to get a sizeable raise is changing companies.