This thread got me thinking and thought I'd post. Made a throw away for this as my real account can be linked to me far too easily... $ are in NZD. 32, living

This thread got me thinking and thought I'd post. Made a throw away for this as my real account can be linked to me far too easily... $ are in NZD. 32, living in down south in New Zealand. Working for clients around the world, mostly in the UK. Making $150-180K per year. Bank accounts $15K in NZ ~$50K in the UK account from client payments over the last few months Own the house we built for $580K in 2016, it has recently been valued at $650K. Have a mortgage on that of $320K. Have another mortgage of $180K on a $260K house split with a friend when we brought a rental property at the start of this year. Have about $10K worth of crypto, down from dizzying heights at the start of the year :D, from a $4k gamble just over a year ago. I think we have ~$20K in a superannuation accounts, which we haven't put anything into since I've been working for myself. Interest rates on the mortgages are 4.19% p.a. Other than the mortgages we have no other debts. We being my partner and I, our 1 year old, a dog and 2 cats. On one hand I feel like we're doing OK. But for the amount I'm making I feel like we should be saving / investing more.