You can set it up different ways, but you will definitely have to get a QDRO for splitting up any retirement accounts into two new accounts. You can try to do

You can set it up different ways, but you will definitely have to get a QDRO for splitting up any retirement accounts into two new accounts. You can try to do the same thing with stocks, where you pay when you vest or sell, or sell on behalf of the other party, but in my case, and I suspect many others, I wanted the cleanest break possible and I settled on a payout amount simply to reduce the amount of communication with my ex-wife that would be necessary to pull this off.