Anyone can join them - like many credit unions these days, they've hacked the statutory rules restricting credit union membership, and one of the ways to join t

Anyone can join them - like many credit unions these days, they've hacked the statutory rules restricting credit union membership, and one of the ways to join them is to allow them to pay $5 to a charity once on your behalf: https://www.alliantcreditunion.org/help/who-is-eligible-to-join-alliant https://www.alliantcreditunion.org/help/who-is-eligible-to-j... I'm not sure about who their primary market is now, though - they grew out of United Airlines as their primary employer group, and now have many others (I joined through Google). I think they're among the largest credit unions in the US. Regardless of the primary market question, they meet the needs you outlined.