Kiwi living in Singapore. I prefer Singapore's method of deducting it from your bank account directly each month, or you pay your own lump sum. In NZ (and Aust

Kiwi living in Singapore. I prefer Singapore's method of deducting it from your bank account directly each month, or you pay your own lump sum. In NZ (and Australia) you have tax withheld, which means the employer holds your tax, they are not obligated to pay that tax for ( i believe 6 months ) so they tend to pay 1/4 yearly or 1/2 yearly, leaving the money in their own account. In Singapore you get your full salary and you pay it yourself, either via lump sum, or monthly deductions from your bank account.