Yup. Late 30s here, pretty decent chunk of savings, and still don’t expect to ever be able to retire in anything approaching comfort. Social security and Medic

Yup. Late 30s here, pretty decent chunk of savings, and still don’t expect to ever be able to retire in anything approaching comfort. Social security and Medicare will be gutted by the time our generation reaches what was once considered retirement age. There’s no longer such a thing as a pension unless you belong to a public sector union. Agism makes me concerned about being able to stay employed past the next 10 years. And that’s all still assuming that automation-related unemployment and growing inequality don’t result in extremely destructive social unrest that tears the economy to pieces. (Or that it doesn’t collapse in on itself due to inequality leaving the masses without the disposable income needed to sustain a consumption-based economy.)