Interesting, I was there when they went from full coverage to the co-pay PPO/HMO model, as well as when they went from pensions to 401K retirement. Some of thi

Interesting, I was there when they went from full coverage to the co-pay PPO/HMO model, as well as when they went from pensions to 401K retirement. Some of this seems to be in line with healthcare reform, i.e. no-copay preventative care.