I, too, pretty much had nothing at that age. I hadn't had the sort of life that actually allowed for such things - between lowish paying jobs and a severely men

I, too, pretty much had nothing at that age. I hadn't had the sort of life that actually allowed for such things - between lowish paying jobs and a severely mentally ill spouse who gave me a gift of weird financial insecurity (no telling if I would have money one day to the next), my 20's weren't the best for that sort of saving. Heh. I don't have anything now either, but to be fair, I'm now a seasonally working spouse in a different country than I lived then :D I'm not so worried about it. Even if I'm poor, I'll be OK.