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There already are such. One example is Alliant Credit Union, which is where my main US account lives.
by jkaplowitz 8y ago
There already are such. One example is Alliant Credit Union, which is where my main US account lives.
- moorhosj 8y agoWow, this is right in my town and I had no idea! Kind of re-enforces my point as I am their prime market and not familiar with them at all. On second glance, it looks like I don't qualify, which is probably a barrier for larger market share.
- jkaplowitz 8y agoAnyone can join them - like many credit unions these days, they've hacked the statutory rules restricting credit union membership, and one of the ways to join them is to allow them to pay $5 to a charity once on your behalf: https://www.alliantcreditunion.org/help/who-is-eligible-to-join-alliant https://www.alliantcreditunion.org/help/who-is-eligible-to-j... I'm not sure about who their primary market is now, though - they grew out of United Airlines as their primary employer group, and now have many others (I joined through Google). I think they're among the largest credit unions in the US. Regardless of the primary market question, they meet the needs you outlined.