> My Facebook or other data obtained through web tracking is definitely more valuable than my boring bank balance. That data is valuable to Facebook. Your bank

> My Facebook or other data obtained through web tracking is definitely more valuable than my boring bank balance. That data is valuable to Facebook. Your bank balance is valuable to you. That's why you don't send all your money to Facebook, just your data. > I do not [...] You do. You wanted a bank data export: it's the 3 years from the website or go to the bank and ask the guy at the counter for more if it still exists. Data retention periods are mandated by law. Some data is kept 2 years, most data for 5-7, and some for even more. There's also a mandated period in which the data must be readily accessible. After that it's archived and put in cold storage, or deleted. This is why the website doesn't give it to you and why an API won't magically provide it. That website is also using an API to give you the data. Just not an API you can access. Don't worry, you will get API access to your account when the bank is ready with it. It's not something you want to rush, especially when you have millions of customers. But if you think just anyone can get bulk access to the API and provide financial services you've got another thing coming. You have poor knowledge of this topic. And that's OK, that's how most people are. But that's exactly why regulation is put in place. So others don't take advantage of this - your bank or a 3rd party.