My financial history is proof I can provide the money and am responsible. I'd love to save more money, but this thing called life gets in the way. Its a loan.

My financial history is proof I can provide the money and am responsible. I'd love to save more money, but this thing called life gets in the way. Its a loan. What does it matter if I get a $250,000 or a $260,000 loan? I don't think its proof of anything. I think its sham by banks.