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"...the regulation does not mandate any kind of API format.." That isn't true. Anybody which wants to be in the UK Open Banking Group (mandatory for the 9 bigg

"...the regulation does not mandate any kind of API format.." That isn't true. Anybody which wants to be in the UK Open Banking Group (mandatory for the 9 biggest banks) must follow these very strict specs: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/16385802/Specifications https://openbanking.atlassian.net/wiki/spaces/DZ/pages/16385...

sjtgraham 8y ago
Not true. The spec is loose, many fields are not mandatory, and the "conformance suite" only tests the security profile, not anything related to the schema. Even with that minimal level of scrutiny as of last month none of the CMA9 were compliant with the CS.
- solenya 8y ago
  Sounds like a problem with the conformance suite then? A number of the CMA9 were given a deadline extension, so there is no reason for them to be compliant yet.
  - sjtgraham 8y ago
    It's a problem with governance.