3 ms·How would bank lending standards affect income, wouldn't it be much more likely to affect wealth?by WhompingWindows 8y agoHow would bank lending standards affect income, wouldn't it be much more likely to affect wealth?howard941 8y agoThat's what I'm thinking too.s73v3r_ 8y agoIn many, not all but many, parts of the country, mortgages are about the same as or cheaper than rent. And, usually they don't go up every year, and they come with pretty large tax breaks.