What you say may be true for almost all the products, unless when the product is 'money' itself. Something worth considering. Easy access to low-cost loans cre

What you say may be true for almost all the products, unless when the product is 'money' itself. Something worth considering. Easy access to low-cost loans creates the illusion of affordability and exacerbates over-consumption (over-consumption: a general malady afflicting most humans)