That's simple. But what about someone making $150k a year with no assets vs. someone living in a $1.5m property with no job who made $15k last year on $150k of

That's simple. But what about someone making $150k a year with no assets vs. someone living in a $1.5m property with no job who made $15k last year on $150k of shares? What about someone with $1.5m in shares who made a $15k loss on them last year? Do they get paid instead of fined?