That's not a solution unless they also decide to invest their money on terms better for the borrowers, which is not on the table, which is the actual problem. N

That's not a solution unless they also decide to invest their money on terms better for the borrowers, which is not on the table, which is the actual problem. Nothing short of a philanthropic outburst by the worlds elites or some kind of truly major crisis will change the direction our trickle-up economics are sending us in. A more efficient model of investment is just a way to increase the effects of efficient investment, which is money going to the rich.