Yes, populism is like that - people are conspiratorial and easy to rile up by the press who are always looking to spook us a little bit. To the point wherein i

Yes, populism is like that - people are conspiratorial and easy to rile up by the press who are always looking to spook us a little bit. To the point wherein if someone doesn't buy into their conspiracy, they immediately call others 'naive' and then claim they must be 'paid secret plants' by said organization. The scenario you described is not going to happen, and analysts are not remotely 'pricing it in'. They're not even thinking about that. They are however thinking that if FB gets into 'current account banking' for folks ... then that could be a very popular thing. You may be surprised to find that most product managers and analysts are surprisingly normal people.