What a joke of a statement. You make $1000 a month but have a credit card that offers you increasingly poor rates due to your inability to make payments on tim

What a joke of a statement. You make $1000 a month but have a credit card that offers you increasingly poor rates due to your inability to make payments on time. Your monthly expenditures on medicine, food, and rent are $1500. Are you at fault or is the system at fault? Obviously you just need to decrease your spending - so it's you. Just move somewhere cheaper, eat less, and don't get sick. Obviously it's your choice.