It appears that it would be opt-in, and even then, the data would not be used for ad targeting. One of the suggested ideas is that you’d be able to see your ac

It appears that it would be opt-in, and even then, the data would not be used for ad targeting. One of the suggested ideas is that you’d be able to see your account balance and receive fraud alerts from your bank within Messenger. I would actually love a chatbot that would let me clear a debit card fraud alert, rather than having my card shutdown and being forced to call in when my usage goes up (usually when traveling). The fears here seem to be somewhat overblown and misrepresented by the article - certainly by its headline.