3 ms·
Getting hit by a car is covered by the auto insurance of the person hitting you.
by thatcat 8y ago
Getting hit by a car is covered by the auto insurance of the person hitting you.
- bdamm 8y agoThat's just not true in many cases; such as in hit-and-runs, or if the motorist that strikes you has no insurance. Or perhaps you're involved in a car accident from inside the car, such as a simple loss of control, and your parents have no insurance.
- solotronics 8y agoYou are assuming the other person has insurance. The only accidents I have been in I had to use my uninsured motorist policy to cover an accident that was someone elses fault!
- howard941 8y agoGood on you for electing it. Uninsured coverage should almost always be taken at the max policy limit offered.
- HarryHirsch 8y agoIn theory yes. But the minimum required coverage is around 25000 USD, and whoever carries just that is very likely uncollectible anyway. Besides, in states like Florida and Mississippi 25 % are uninsured. It's quite third-world-like, in fact.