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Do you really need a branch anywhere in the country? My credit union has ATMs everywhere which is good enough for me. I go to a branch maybe once per year if at
by maxxxxx 8y ago
Do you really need a branch anywhere in the country? My credit union has ATMs everywhere which is good enough for me. I go to a branch maybe once per year if at all.
- Sodman 8y agoI'm with the parent on this... I switched from BoA to a local bank after having a fantastic customer service experience getting a mortgage there, and wanting to support local instead of megacorps. No online check sending, no mobile check deposit, very few ATMs, doesn't accept Zelle, and doesn't integrate with Mint (Mandatory 2FA issues). I miss the BoA features and regret the move.
- maxxxxx 8y agoMy credit union (Baxter) has all of these. I think it's still good to avoid the big guys but I guess you have to check if your local bank or credit union is suitable for you.
- amaccuish 8y agoIs it no so in America, that you can use any ATMs without fees? For example, in the UK, I can use my Nationwide card in a machine outside Barclays. I've only seen one that charges, a standalone one in a club.
- maxxxxx 8y agoIn the US typically you will get changed if you use an ATM that's not your bank's.
- colejohnson66 8y agoUSAA isn’t a credit union, but they don’t have many (if any) ATMs, so they refund any ATM fees other banks charge.
- mikeash 8y agoI’m with a bank that has one physical branch and I’ve never seen it. The few things you can’t do online you can do through the mail, and they reimburse my ATM fees anywhere.