Who says they necessarily need to be picking stocks? Retail investors could still utilize the same vehicles they're using on large blue chip stocks if they had

Who says they necessarily need to be picking stocks? Retail investors could still utilize the same vehicles they're using on large blue chip stocks if they had access to newer, higher growth-potential companies. There are ETF's for everything today. If more small companies were available on public equities markets, then they would be included in a variety of different ETF's. The problem is that today you need to be an "accredited investor" to buy any of the high-growth potential private companies' equity, and even then, the best companies are usually raising capital from a small number of people and organizations. This means the majority of the high growth in equities markets is captured by high-wealth individuals, and private organizations owned and operated by high-wealth individuals. Without strong connections, it's difficult to gain access to any solid high-growth private companies.