Already, for the uninsured, if you break a leg and need an ambulance ride you get one. It costs an arm (in addition to your wounded leg) but you get it. Would

Already, for the uninsured, if you break a leg and need an ambulance ride you get one. It costs an arm (in addition to your wounded leg) but you get it. Would you say this creates an incentive for EMTs and paramedics to break people's legs? Again, systems are in place to already collect from people who can't afford lump sum payments. Amortized scheduling occurs in pretty much every industry. Yes, a certain number of people cannot and perhaps will not pay. But the net benefit to society is manifest when your neighbor's house isn't burnt to the ground.