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Both Line Pay and WeChat Pay are centralized systems, nothing magical about them.

• yifanl 8y ago
  To the end user, what difference does it make?
  • numtel 8y ago
    A decentralized system is more likely to continue for a long time where if run by a single company, it could be shut down or changed very quickly.
  • bufferoverflow 8y ago
    In a decentralized system no goverment or private entity can freeze your money. Your financial status cannot be used against you from getting financial services.