Those are not exactly common fees! I think you're pretty off base here. The first two fees probably ~once every five years on the upper end (how often do you ch

Those are not exactly common fees! I think you're pretty off base here. The first two fees probably ~once every five years on the upper end (how often do you change the registration on an account?) and the last is entirely up to you. Besides which, these fees are 0.25-0.39% each on a 10k account. I bet most of their accounts are much larger, and so the fees are proportionally smaller. Suppose you're charged $39 every three years - hard to imagine on that fee schedule - on your 10k account, that's around 0.13% per year. And that's a crazy high estimate for a relatively small brokerage account. It's not a way for Fidelity to stay in business.