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This ignores the option of putting out the fire and charging more than the fee would ever have been over the life of the house. Pay the fee each year and we'll
by DanielStraight 16y ago
This ignores the option of putting out the fire and charging more than the fee would ever have been over the life of the house. Pay the fee each year and we'll put out your house for free. Don't pay the fee, and we'll still put out your house if you want us to, but we'll charge 200 years worth of fees.
- zacharycohn 16y agoThen the issue of determining what the fee has to be, making people pay, keeping track of everyone who is paying the fee vs everyone who is paying the insurance, etc. Which, especially for a volunteer organization, seems like a lot more work than just keeping track of who paid insurance this month and who didn't.
- frankus 16y agoExactly. The $75 is an insurance fee, not a club membership. If I shoot myself in the leg and go to the hospital uninsured, they fix me up and then bill me for the cost. They don't let me bleed to death to "teach others a lesson." We can't have people buying insurance whenever they need it, but it's perfectly OK to have people buy the service that the insurance pays for directly when they need it.
- anamax 16y ago> This ignores the option of putting out the fire and charging more than the fee would ever have been over the life of the house. You're assuming that they could collect. They can't. > Don't pay the fee, and we'll still put out your house if you want us to, but we'll charge 200 years worth of fees. He can ignore that bill because he didn't agree to those terms.