I have a Wells Fargo auto loan. Their site is separate from the main Wells Fargo site. They have no animations (not even spinners) and basic web forms. The site

I have a Wells Fargo auto loan. Their site is separate from the main Wells Fargo site. They have no animations (not even spinners) and basic web forms. The site feels so fast compared to other sites it's jarring. I often feel the need to double check that what I just did actually got applied because it feels like someone is presenting a mock UI demo with static images.