Sorry, not PMI...if you go zero down, you have to pay a funding fee, and it's pretty substantial. If you put a down, you don't pay the funding fee and the money

Sorry, not PMI...if you go zero down, you have to pay a funding fee, and it's pretty substantial. If you put a down, you don't pay the funding fee and the money goes toward your balance instead. I was getting my wires crossed on PMI because I tried several loan options.