Coffee is ubiquitous and everyone can afford a $5 latte now and again. It's easy to 'try once' and then to stay hooked. They have the benefit of chemical addict

Coffee is ubiquitous and everyone can afford a $5 latte now and again. It's easy to 'try once' and then to stay hooked. They have the benefit of chemical addiction. 'Stationary bikes' are already a niche market to begin with, then add on the crazy price and monthly? Crazy. The problem with regular financing is that these things have little to no residual value, i.e. difficult resale. You can put a price on a used car so it can be kind of de-facto collateral. Not Pelotons. Don't any of you remember 'Bowflex'?