For those interested in more detail and discussion, this is probably the most informed place on the internet to discuss it: https://www.bogleheads.org/forum/vi

For those interested in more detail and discussion, this is probably the most informed place on the internet to discuss it: https://www.bogleheads.org/forum/viewtopic.php?t=255356 https://www.bogleheads.org/forum/viewtopic.php?t=255356