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The rationale is that instead of paying extra on your student loans you invest the extra and so long as the return on your investments is higher than your stude
by Clent 8y ago
The rationale is that instead of paying extra on your student loans you invest the extra and so long as the return on your investments is higher than your student loan rate you come out ahead. When the rates flip, such as in a market downturn, liquidate the investments and apply it to the student loans.
If you feel you do not have the discipline to avoid dipping into your investments, then by all means continue as you are.
- hinkley 8y agoAs I said in another reply: If you don't have the discipline to avoid dipping into your investments, you need to start addressing that problem. Otherwise you'll still be stuck in the loop. You'll get a little breathing room but you'll never really be free of the worry.