Most banks require an inspection as well as an appraisal. (Or at least every one I've ever dealt with has. I suppose it varies by region.) It's also common to

Most banks require an inspection as well as an appraisal. (Or at least every one I've ever dealt with has. I suppose it varies by region.) It's also common to require a foundation survey in addition to the inspection (a.k.a. a leveling survey) in areas with shrink-swell clays.