Yep, exactly this. The bank needs to see a number so they can certify the mortgage. Unless it's something absurd, they generally just agree with whatever the sa

Yep, exactly this. The bank needs to see a number so they can certify the mortgage. Unless it's something absurd, they generally just agree with whatever the sale price is. Which, if we're being serious, is fair market value by definition...but it's still pretty weird.