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Chime? If your balance isn't enough to cover the debit charge, the debit charge is declined, no fees. And you can enable/disable the card in app. And it's part
by cmurf 8y ago
Chime? If your balance isn't enough to cover the debit charge, the debit charge is declined, no fees. And you can enable/disable the card in app. And it's part of a fee free ATM network, app finds the nearest free ATM or cash back business.
- swiley 8y agoThat sounds almost like what I'm looking for but it sounds like you still have to share an ID number (enough to pull money from the account) with everyone in order to use it.
- cmurf 8y agoI can't parse "share an ID number". Anyway, it comes with a debit card with an associated bank account number with ABA so you can do direct deposits to it, and use it for EFT payments to pay bills that don't accept cards. I use the Chime card with locally owned merchants to keep their processing fees down, and as a way to track discretionary spending. I have a Citicard that generates one time virtual card numbers for online payments. It's a really neat idea but with a painful interface that makes it impractical. I'd like to get a virtual number for each merchant that has a user configurable credit line and can be used multiple times. That way I'd have a unique card on file with each online merchant, with its own credit limit set by me.