yes, I fully agree with you. you need to do proper comparisons and calculation. After a lot of research I believe the New York time is one of the best online ca

yes, I fully agree with you. you need to do proper comparisons and calculation. After a lot of research I believe the New York time is one of the best online calculators: https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html https://www.nytimes.com/interactive/2014/upshot/buy-rent-cal... Then there is everything that cannot be calculated: Pro of owning a home: 1) The emotional factor and pride of owning a home. 2) The fact that it is your home and have the freedom to change or do whatever you want Con of owning a home: 1) Your investment is extremely illiquid 2) You are stuck somewhere. Not easy to relocate 3) You probably bought something that is way bigger than what you actually need right now (Like most single couple will buy a home with multiple rooms in anticipation for kids, while they typically dont need that for the next X years, de facto losing more opportunity costs vs renting).