I said "comfortably", which implies that it should not threaten your retirement in any way. That is entirely dependent of one's individual situation, whereas th

I said "comfortably", which implies that it should not threaten your retirement in any way. That is entirely dependent of one's individual situation, whereas the parent poster was making a blanket statement about such a choice being a "laughably poor decision". I agree that keeping in mind and taking care of your retirement is necessary, but I personally would not want to go through my entire life without the very occasional splurging on things that are a pleasure now, if the numbers work out well. Having only ever the end in sight is a pretty sorry way to live, in my view. The car (not a Tesla) is paid off, I treat its value as "lost" (even though in this particular case it has not actually gone down in value), and I'm sure that I will look at it and especially the project ideas it spawned in fondness, rather in regret of the loss of some additional compound interest. Granted, I'm not in my 20s, though. My comparisons were over the top, but vacations for example can add up to a lot over time, and they usually don't leave anything behind in terms of assets.