Well, except that 1000$ invested a couple years ago in a standard SP500 ETF would give you a ~1350$ payout today [1]. So basically, you are paying ~350$ of opp

Well, except that 1000$ invested a couple years ago in a standard SP500 ETF would give you a ~1350$ payout today [1]. So basically, you are paying ~350$ of opportunity cost to take that decision. [1] April 2016 (deposit date) VOO price was ~190$. Today it is 258$.