Andrew Carnegie, the 20th century industrialist, is perhaps the poster child for wealth accumulation and subsequent philanthropy. I remember reading somewhere t

Andrew Carnegie, the 20th century industrialist, is perhaps the poster child for wealth accumulation and subsequent philanthropy. I remember reading somewhere that he once said something to the effect of, "A man should spend the first third of his life learning as much as he can; the second third amassing as much money as he can using his acquired knowledge; and the last third giving away both the knowledge and the money."