As someone who declared bankruptcy from credit card debt in my 20s and now makes a comfortable six figure income with no debt and who heavily uses rewards cards

As someone who declared bankruptcy from credit card debt in my 20s and now makes a comfortable six figure income with no debt and who heavily uses rewards cards, the fact that this scheme is just a massive transfer of wealth from the poor to the wealthy disgusts me and I wish they’d do away with it. There are so many ways the wealthy get rewarded with more wealth and the poor get charged for being poor. It’s an absurd system.